For total peace of mind you can't do without.

Consider the facts :

• Over half a million cars are written off by insurance companies every year, as a result of accidents, theft and fire
   
• More than 200 vehicles are involved in serious accidents in the UK each day
   
• One third of stolen cars are never recovered
   
• A car is stolen every minute of the day in the UK

Something that is just as scary is that if your car is written off, the settlement value from your insurance company may be insufficient to buy a replacement vehicle, or may leave you owing money to the Finance Company for a vehicle which has already been written off.

Car Care Plan GAP Insurance covers the 'gap' between your insurance company's valuation of your car and what it will cost to either buy an equivalent replacement or to pay off any finance*.

Taking out Car Care Plan GAP Insurance not only gives you extra security and peace of mind, but additional protection that could save you thousands of pounds.

*Subject to the level of cover chosen.

The Benefits
Provides cover for up to three or five years*
Covers shortfalls up to £10,000
Available for all vehicles, either financed or cash purchased
No vehicle age restrictions
Claims paid quickly to get you back on the road

Two Levels of Cover to Suit You:

FINANCE REPAYMENT (3,4 or 5 years cover)
Finance Repayment will meet the difference between the car insurance settlement and your outstanding finance payments, leaving you free to take out a new agreement on a replacement car.

INVOICE PRICE PROTECTION (3 years cover)
Invoice Price Protection will cover the difference between the car insurance settlement and the invoice value of your vehicle at the start of the agreement, which means you get back the original purchase price in full. If your vehicle is financed you can use this payment to settle any outstanding finance, with any remaining balance put towards your replacement vehicle.

All of the above are subject to Terms and Conditions as detailed in the Car Care Plan GAP leaflet.

How it Works
You purchase a car costing £12,495 with a deposit of £1,250 and finance the remainder.

One year later, your car is stolen and declared a total loss, with £8,350 still outstanding on Finance, but the insurance company payout was only £7,500.

So you still owe £850 to the Finance Company, you have lost your deposit of £1,250 and you have to find the money to buy a replacement vehicle, which now costs £12,995.

Car Care Plan GAP Finance Repayment
This level of cover will pay the £850 shortfall to the Finance Company, clearing your existing liability.

Car Care Plan GAP Invoice Price Protection
This level of cover will pay the £4,995 shortfall between the insurance company payout and the original invoice price paid for the vehicle. This means that your existing finance is repaid, and you have £4,145 deposit to put towards a replacement vehicle.

For further information on the GAP Insurance for the vehicle you are interested in please call 01277 221543